Topic
Carryover & rollover
Carryover rules decide whether the days you didn't use this year transfer into next year, get cashed out, or simply disappear. The posts below cover use-it-or-lose-it deadlines, statutory carryover rules by country and US state, and how to time your remaining days.
6 articles
Articles in this topic
- Tools
Vacation Payout Calculator: What You're Owed When You Quit, State by State
Calculate exactly what your unused PTO is worth on your final paycheck. Inputs, formulas, tax withholding, and a 50-state summary of payout requirements.
2026-06-0710 min - Strategy
PTO Payout Taxes: Lump Sum vs Spread Across Paychecks
PTO payouts get hit with supplemental wage withholding, often pushing thousands extra into federal taxes. Here is the math, the rules, and what to do instead.
2026-05-299 min - Strategy
Inflation-Proofing Your Leave Plan: Why Your PTO Is Worth Less Each Year
PTO is a fixed-number benefit. Travel, food, and lodging are not. The gap compounds every year you leave days banked, turning patient saving into quiet financial loss.
2026-05-1510 min - Strategy
The Hidden Cost of Unused PTO: You're Leaving More Than Rest on the Table
American workers forfeit 768 million vacation days a year. Here's what that costs in dollars, health, and productivity -- and why planning is the fix.
2026-04-086 min - Strategy
Year-End Leave Strategy: Use It, Save It, or Carry It Over?
Q4 is when unused PTO becomes urgent. Here's how to decide whether to burn remaining days, carry them over, or cash them out -- and the best year-end bridge windows to use them.
2026-04-086 min - Strategy
California Leave Laws: Complete Guide to PTO, Sick Leave, and CFRA
California has the most generous leave laws in the country. Here is what every California worker needs to know about CFRA, paid sick leave, SDI, PFL, and PTO payout at termination.
2026-03-1111 min
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